What kind of investors are you looking for?
Nobody in particular. If you’re tired of earning lackluster returns with traditional investments and desire conservative, consistent and safe growth of 10-12%, you may be interested in what we have to offer.
So, if you’re a school teacher, secretary, truck driver, sanitation engineer, doctor, lawyer, whatever, and you want a good return on your money, you need to take a closer look.
What makes Arizona such a good place to invest?
Arizona’s unique combination of desirable climate and attractive lifestyle; affordability; and high-paying, top-quality jobs makes property in Arizona an ideal investment vehicle. Why? Because those three factors work together to drive population growth in Arizona. And population growth means real estate growth.
Who Purchases Our Investment Properties?
There are a lot of good people who are unable to qualify for a traditional bank loan due to a variety of circumstances. Many times, a buyer will have sufficient funds for a down payment or option payment and sufficient income to handle mortgage payments, however, he may have poor credit, or may not be able to prove income or enough time on the job. Also, people who are self-employed or new business owners may have difficulty proving their income. These people would rather pay higher interest rates in exchange for the ease of getting the loan. Some buyers are looking for a quick close, which is not possible with banks.
What about the “coming crash in the real estate bubble?” Am I at risk?
For the last 3 years or so the media has been talking about the bursting of the real estate bubble. The media would have you believe that there is a “national” real estate market that is about to crash. However, the truth is that there is no “national” real estate market that is poised to do one thing or the other, with any degree of certainty. Some areas are hot while others are not. There are even “mini-markets” within these markets that perform opposite of the market in general.
Phoenix is a great example. Houses with price-tags in excess of $300K are not moving well today, while those under $300K are moving nicely. This is an excellent opportunity for buyers with the cash to move on great deals. And an even a better opportunity for passive investors like yourself to put your money to work with us, snatching up some of these great deals.
Last year at this time, there were 7,000 houses on the MLS, now there are 48,000. In 2005 we experienced a huge upswing in the market fueled largely by easy lending policies and inexperienced real estate speculators. Phoenix is simply experiencing normal supply-demand market fluctuations, and has moved from a seller’s to a buyer’s market (or from low supply, high demand to high supply, low demand). But this is where the opportunities lie and where a wise investor can generate impressive returns.
Sure, property values in different markets fluctuate over time, as does supply and demand. But the bottom line is if you buy low and sell higher, you make money, regardless of what others claim the market is doing. Here’s a case in point. If I offered you my house for what it was going for 15 years ago, would you buy it and then resell it? You’d be a fool not to. And that’s what we do. We use your money to get great deals on houses. Then, we turn around and sell those houses for what they’re worth. We make money and for the privilege of using your money to do business, you make money.
|
The following question was addressed to Dr. Dolf de Roos, in the Fall, 2006 issue of Creative Real Estate Lifestyles Magazine:
“What do you predict for the economy in the coming years?”
There are natural cycles that take place, where we get run-ups in value and optimism. And sometimes markets get over-optimistic and they tend to overshoot. Then we get slight run-downs in value and people get pessimistic. All around the western world in the last three or four years we’ve seen tremendous increases in value. If the stock market did as well, people would be raving about it. However, this period of tremendous rises, I think, is coming to an end. In many cities we are already seeing that there are a lot more properties for sale, and prices have softened a bit. The media are having a field day with this. For years they’ve been talking about the bursting of the bubble. I don’t believe there is a bubble. Sometimes stocks will come down 15 to 20 percent in a very short period, and it’s brushed off as if it were nothing! And yet, if real estate comes down by even 5 percent in a year, everyone’s talking doom and gloom. |
|
Is my investment safe?
As you know, no investment is 100% safe or risk-free. It's as safe – or safer – than any other high-yield investment. With the stock market’s recent performance being little better than a crapshoot in Vegas, and bank / CD rates barely beating inflation, you're betting on a volatile market that you have no control over. You may do well one year and poorly the next. When you invest with WeBuyHomesInAZ, LLC, your return is fixed and won't change regardless of the market. Your loan is secured by real-estate that you can actually reach out and touch, or visit if you like.
WeBuyHomesInAZ, LLC gladly welcomes investors interested in lending money secured by real estate. We offer our investors a fixed interest rate, collateralized by solid, real, Arizona-based property. It goes without saying that a passive investment secured by real estate is not only safe, but attractive with respect to your return.
Is this a security or a mortgage pool or a REIT (Real Estate Investment Trust)?
No! You will be the only one on the note and will own the whole loan. There will be no other participants on your loan. You are in control of the loan. If you are interested in learning more about how WeBuyHomesInAZ, LLC can help you earn a higher return on a lower-risk investment, please complete the following investor information form and a representative will contact you shortly.
What benefits do I receive when I invest my money?
We are very careful when selecting homes to purchase. Before moving forward with a deal, it is run through a sophisticated investor decision-making matrix, which involves in-depth research and scrutiny of the highest caliber. Y our investment is safe, since it is secured by Arizona real estate, and you are guaranteed a high-rate of return. All particulars, including the property as security, interest rate of your investment and term, will be guaranteed in writing. All transactions are closed by professionals, including title and fire insurance, and all the other required documentation. As you can see, we do the work, you get the return. That’s the beauty of a hands-off passive investment.
Who handles the paperwork and documents?
All real estate closings are performed by our title company. You can be confident knowing we use only title companies who are experts in their field and are of the highest caliber.
Is this a long-term investment?
That depends on what arrangements are made with our company. Typically the loans made by private investors like yourself are with interest-only payments that last from 6-24 months. At the due date of the loan the principal amount is paid off. In the meantime, interest-only payments are paid to you at your preference, whether monthly, quarterly or yearly.
Do I have to collect payments?
No. You never have to worry. We will automatically mail you a check on the agreed-upon date, whether you selected monthly, quarterly or yearly interest payments.
It sounds like I would be the bank, loaning you money. Is that true?
Yes, essentially. When banks make a loan, they use the money you have in your savings account or CD, and pay you a low percentage rate to do so. Usually your net is less than the inflation rate (so you’re actually losing money). You receive a couple of small percentage points in exchange for the banks loaning out your money at a higher rate. The difference between what you are paid on your savings account/CD and what the banks loan money at is called the “spread.” The spread results in billions of dollars monthly for these institutions. Just take a look at the enormous bank buildings in big cities—they’re worth hundreds of millions of dollars. These banks got that way doing what we’re going to be doing.
By investing with us, you are acting like a bank. Banks pay a paltry 1-5%, then turn around and loan it out at 9% plus. WeBuyHomesInAZ, LLC are willing to pay an even higher rate of 10-12%. This process is really nothing new and has been going on for thousands of years. There are companies all over the world called secondary lenders that do what you will be doing shortly.
With us, you'll be building a personal relationship that can lead to other ventures and opportunities. And this could become the foundation to securing the future of your dreams. Why don't you become the bank? By using the investment capital you already have, you'll end up making money. We provide a dependable, safe return, secured by real estate. You provide the capital. It’s that simple!
How can you afford to pay such incredible rates?
In order to avoid losing out on great deals, availability of funds is essential. We have found that availability of funds matters, not the cost of the money. Check out your most recent credit card statement to see what interest rate you’re paying. When you pay that interest rate on your statement, you too are paying a higher interest rate for short-term money, with immediate access. You’re placing the availability of these funds above what using this money costs you, every time you use your credit card.
Can I use my retirement account, such as an IRA or 401K to invest?
Yes! It's a great use for both your IRAs and/or your 401Ks. There are few ways that offer higher growth than tax-deferred returns. For 401Ks, it is best to have check-writing control. If not, we can still put your money to work. For IRAs, you must have complete self-direction (including real estate and notes). We can help you transfer your IRA into a self-directed real estate IRA, allowing you the ability to invest these funds at a much higher return than you are currently receiving. A "Third Party Administrator" will be necessary to administer specified loan activities. Don’t have one? No problem. We have resources at our fingertips. And did you know that reinvested profits may be tax deferred for additional savings?
Be assured that this is not a roll-over that incurs penalties from the IRS.
It's as safe as any other high yield investment, and a whole lot safer than most! In our opinion, it's definitely a lot safer than the stock market. With stocks, you are betting on companies you know little about. It is a volatile market that no one can control. You could do very well one year and get wiped out the next. Every day you wonder whether you are gaining or losing, and the only choice you really have is whether to buy or sell. Now that's risky. No matter how savvy you are, you don't get to make the rules. Your investment is at the mercy of ever changing circumstances. With mortgage loans, your return is fixed. While the market investors are sometimes jumping out of windows, you can relax knowing that your investment is secure. With this type of investment, terms, rates, and conditions are fixed. For example, if you make a loan at 12%, that's your return. No guess work. As an added bonus, we will be building a relationship that can lead to other lucrative opportunities or joint ventures.
