Without This, Your Business Might Fail*

As a small business owner, you can’t afford not to act on this.

Like most entrepreneurs, you are most likely financing your small business with your personal credit and savings. You buy equipment and supplies with your personal credit. You borrow funds from your savings and retirement fund. You may even enlist the help of your family and friends to invest in your business as well. After all, this is how most small businesses get off the ground, right? And once the company starts to turn a profit, everyone will get their investment back, plus more.

What could go wrong? Plenty.

The unfortunate truth is that this is a recipe for financial ruin. The biggest mistake a small business owner can make is not separating their business credit from their personal credit. It can literally make or break your business and personal life. With each loan you take out, or line of credit you apply for, you are running your personal credit into the ground. How? Every time you apply for a loan or a credit card, an inquiry is made into your credit. With each inquiry, your credit score plummets. To add insult to injury, the more personal credit you use on equipment and supplies for your company, the less you will have available for your personal and family use.

Did you know that the most hazardous period for a new business is the first two years, due to insufficient working capital? *According to the Small Business Administration, only 50 percent of small businesses will survive their first year of operation, due to lack of proper funding. It gets worse. By the tenth year, between 80 and 90 percent will have failed. It’s true, and I’ve seen it happen. If your business is part of the 50 percent that is doomed to fail, and you have used your personal credit and funds to finance your business, you will be the one liable for the devastation to follow. Your credit will be ruined, your savings will be depleted, and your personal assets will be lost.

What can you do to ensure that your business does not become part of this statistic?

Secure Business Credit.

It is the smartest move you can make as an entrepreneur.

Hi, I’m Art Fried. As a real estate investor, I know what it’s like to be a small business owner in need of capital. All too often, I found myself passing up exciting deals that I knew were lucrative because I did not have the money available when I needed it. I was forced to step back, knowing that someone else would profit from my loss.

Sounds familiar, right?

Like most small business owners, I thought I would always have enough money to carry me through the next deal. I was wrong. I soon found that while I was using my personal credit and savings to finance my vision, I was playing a game of Russian roulette with my financial security. My credit score was plummeting from over-use. My savings were tied up in my business.

One wrong move and I could have lost everything.

It seemed like my only option was to obtain outside financing. To my dismay, I soon found that as a small business owner, most banks simply would not loan me the money I needed. Banks viewed me as a risk, and did not want to be the first in line to offer a loan. It seemed I was back at square one.

Did I give up?

No. I could not let this hurdle stand in the way of my success.

After extensive research, I discovered a program that could help me get the financing that I desperately needed. Even better, this team of professionals could ensure that my personal credit and finances were no longer tied up in my business. Imagine the feeling of security and peace of mind I felt when I realized that there was someone out there who specialized in helping small business owners like myself succeed.

Now it’s my turn to help you.

After successfully completing the program, and seeing firsthand how tremendously my business has grown, I feel personally compelled to help others in my same situation.

Advantages of securing business credit:

With business credit, you will have access to lines of credit you never dreamt possible. If you are using your personal credit and finances to grow your business, eventually, you will hit a wall where you can no longer move forward. If you want to do several deals at a time, you just won’t be able to. Your credit will be maxed out and your ability to secure a loan will be extremely limited. To make a profit and sustain your business, you need capital. By obtaining business credit, there is no limit to what your company can achieve financially.

Once you have created business credit for your company, you will have the opportunity to build on that credit and improve your business credit score. This will enable you to negotiate the best credit terms and interest rates possible. What this means for you is radically lower percentage rates, and more cash in your pocket. It gets better. Traditionally, corporate credit cards have much lower interest rates. All of this creates a much better cash flow available to your business.

As a small business owner, planning ahead is key. Even if you are thinking that you may not be ready for business credit, I urge you to rethink that. Why? By starting this process now, you will guarantee the future success of your business by having the credit ready and available when you need it. When an amazing business opportunity comes along, wouldn’t it be great to know that you were ready for it? Securing business credit today can make that vision a reality.

As a real estate investor, I have seen the devastation caused when business and personal credit are not separated. I have purchased many homes from entrepreneurs because they have used their home equity line of credit to fund their business. When their business struggled, they ended up losing everything, including their home. If your business fails and you used your personal money and assets to finance your venture, you risk losing what you have worked years to build.

It’s a proven fact that not having the proper compliance in place is where most small businesses get declined for financing. What most entrepreneurs don’t know is that applying for business credit on their own can be a very complicated process. Without the proper guidance, the process can take two to three years to accomplish. Worse yet, without the proper guidance, you run the risk of making costly mistakes that will jeopardize your chances of obtaining business credit. With our help and proper coaching, you can have access to business credit and cash within six months. Having successfully completed this program ourselves, we know what lenders want to see and will work with you to ensure your companies success.

If you are a small business owner, concerned with the success and growth of your company, you owe it to yourself to investigate the many benefits of business credit!

What we will do for you:

The amount of time spent planning a business is directly related to its success.

Start your path to success today.

Secure Business Credit.